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All the services
you need from the
people you can trust.

All the services<br/>you need from the<br/>people you can trust.

Columbia Bank Residential Lending

Columbia Bank Residential Lending offers the same competitive products and rates as national banks, but with personal attention from local lenders you can trust to help you with the most important investment you'll likely ever make: your home.

 

Lending Options:

Fixed Rate Loans

• For purchase or refinance of your primary residence or investment property.
• Your interest rate and monthly payments are fixed for the life of the loan.
• Recommended if you plan to keep your home or investment property for more than five years.
• Variety of options available for down payments, fees and points.

 

Adjustable Rate Loans (ARMs)

• For purchase or refinance of your primary residence or investment property.
• Lower early payments and the ability to take advantage of lower rates in the future.
• Lower rates available for qualifying borrowers.
• Recommended if you plan to keep your home or investment property for less than five years.
• Variety of options available for down payments, fees and points.

 

Jumbo Loans

Jumbo loans are available with a variety of options, rates and requirements.

 

USDA Guaranteed Rural Housing Program

To purchase properties located in an eligible “Rural Housing Zone,” borrowers who meet certain income guidelines can take advantage of these no down payment, fixed-rate mortgages. USDA loans are available for up to 102% of the home’s appraised value or sale price.

 

Federal Housing Administration (FHA)

  • For the purchase or refinance of your primary residence
  • Low down payment
  • Fixed or Adjustable rates

Veterans Administration (VA)

  • Assisting veterans and servicemen for the purchase of refinance of your primary residence
  • Zero down payment
  • Limited closing costs
  • Fixed or Adjustable rates

Contact a Residential Lending Expert

Work with a team that makes you feel right at home. To get current rate information and available loan options, contact a Residential Lending Expert in Washington or Oregon today.