ServicesInvestment Management & IRA Services
Trust & Estate Administration Services
Foundation & Endowment Managed Account Services
Managed Retirement Plan Services
We're committed to providing comprehensive solutions to the often-complex needs of our clients. We take a holistic approach to each situation, reviewing options with clients and their advisors to craft strategies that work. Whether it's a complex family matter, retirement planning, funding the mission of a charitable organization or business succession challenges, we bring experience and judgment to your decision-making.
All investment relationships begin with a careful analysis of our client's objectives. We document the resulting strategy in an investment policy statement that governs all portfolios. To confirm that we've met stated objectives, we provide an independently produced performance report that is reviewed with clients quarterly.
We invest our Select Portfolio Accounts in mutual funds, which are rigorously selected and monitored via our proprietary investment process. Each portfolio is designed to meet specific investor risk tolerance and consists of funds representing all major asset classes.
Our Structured Leaders Portfolio of individual securities and exchange traded funds is a low-turn-over strategy designed to deliver high dividends and minimize capital gains taxes.
When managing IRA Rollover accounts, we help clients develop retirement income plans, alert them to required minimum distributions and help them consider how best to handle retirement accounts in their estate plans.
Discretionary distributions to your designated beneficiaries are handled with a common sense approach, may be reviewed with family members or friends designated by you, and are reviewed by our management team to assure compliance with the terms of the trust.
We work closely with your CPA and other professional advisors in the information gathering, preparation and filing of income tax returns.
On-line access to account information is available to clients through our-state-of-the-art trust accounting system, InnoTrust.
Our administrative services are available for:
- Living Trusts
- Irrevocable Trusts/Trusts Under Will
- Probate of Wills
- Special Needs Trusts
- Charitable Remainder Trusts
West Coast Trust also works with local investment advisors to provide trustee and custodial services to their clients.
West Coast Trust offers investment management and trustee services for foundation and endowment funds. Investment options include our Select Portfolio of mutual funds and Structured Leaders Portfolio consisting of separately managed securities and exchange traded funds. Requests for proposal are coordinated through our local offices.
Services include the preparation and monitoring of an investment policy statement to meet specific performance criteria, periodic in-person reviews of performance with designated Board members, quarterly investment performance reports and customized reports are provided.
We believe that a vast majority of 401(k) participants benefit from the discipline, insight and experience that professionally managed portfolios provide. That's why a key component of our platform is our professionally managed Select Portfolios designed to make saving for retirement easy and effective.
West Coast Trust's service platform provides effective investment solutions for your participants, sound administration and record keeping, helpful employee education, transparent pricing and personalized service to both you and your employees.
To complement West Coast Trust's investment and trustee services, we have established working relationships with independent firms that provide full service third party administration and recordkeeping services to 401k plans. A seasoned Portland-based West Coast Trust retirement plan advisor will coordinate these services with you. The recordkeeping firms can provide:
- Payroll contribution processing through secure web upload
- Employee education designed to engage and motivate employees
- Form 5500 preparation and non-discrimination testing
- Trustee and custodial services
- Administration of loans, distributions and tax reporting
- Plan document services and plan design consultation