Credit Solutions
If you're looking for ways to help your business grow, Columbia Bank has the credit solutions you need. We offer a wide variety of financial tools - from revolving credit lines for working capital, to loans for real estate, equipment, and inventory. The business banking specialists at Columbia Bank can help you take care of your business now and in the future.
Columbia Bank Solutions
When you're running a business, challenges and opportunities can arise daily. Whatever your business needs, affordable credit solutions from Columbia Bank can help you provide it.
- Capital Credit Line - A flexible, revolving, credit line for your company's short-term capital needs. Convenient access via check, business checking account overdraft protection, and phone, mail, or in-person transfers. The Capital Credit Line requires monthly interest only payments with a three-year balloon.
- Term Loan - A fixed rate, fully amortized loan for long-term financing needs such as new equipment or facility expansion. The term loan can be secured by equipment or other business assets including accounts receivable, inventory, vehicles, or time deposits. Choose from flexible payment and amortization options.
- Real Estate Loans - A flexible solution for business real estate financing needs. Our commercial real estate loan products can be used to purchase, refinance, or remodel owner-occupied commercial property. Choose from flexible amortization and payment terms, and are secured by commercial real property, with loan amounts up to 75% of the lesser of sales price or appraised value.
- Equity Credit Line - Put the equity in your commercial real property to work for your business! Use an Equity Credit Line to purchase, refinance, or remodel your real property, or for any general business purpose. Convenient access via check, business checking account overdraft protection, and phone, mail, or in-person transfers.
Account Features:
- Competitive rates
- Preferred rates with automatic payment from a Columbia Bank Account*
Loan Calculator
See how much you might be able to borrow with our Loan Calculator.
Government Guaranteed Loan Programs
Columbia Bank has earned the designation by the Small Business Administration (SBA) as a Preferred Lender. SBA's guaranteed loan programs offer loans up to $4,000,000 with no minimum loan requirements. Your loan needs for commercial real estate, business acquisition or permanent working capital can easily be financed through this desirable loan program providing you with longer terms and lower down payments than most other products?. Some options offer fixed interest rates.
Applying for a Columbia Bank Business Credit Solution
Visit your nearest Columbia Bank location, or call 1-800-895-3345 today to get our latest interest rates, and discover how the local financial professionals at Columbia Bank provide the service, expert advice, and fast decisions you need.
* All credit products are subject to Columbia Bank's underwriting criteria.
