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Mortgage Solutions

Your home is your greatest asset and because of potential tax benefits,* it can be the best way to borrow. Whether you're looking to buy a home, build your dream home or a weekend getaway, remodel, or refinance to put the cash in your home to better use, West Coast Bank has a home mortgage solution for you.

  • First Mortgages - Flexible terms, competitive rates, and low fees make borrowing easy and affordable whether you're a first-time buyer, or in need of a mortgage of $1 million or more. From Conventional Fixed Rate Mortgages and Adjustable Rate Mortgages (ARMs) to Balloon Mortgages, we've got you covered. We'll help you find the right mortgage to fit your personal needs.
  • Refinances - Refinancing can be a smart option for homeowners looking for a lower interest rate, needing to use existing equity to fund a major expense, or wanting to shorten their loan term to build equity faster. Whatever the reason, West Coast Bank can help you weigh the benefits and costs of refinancing to see if it's the right decision for you.
  • Custom-Fit Solutions - West Coast Bank also offers a variety of custom-fit solutions. Everything from Jumbo and Super-Jumbo loans to Convertible Mortgages, Relocation Mortgages, and solutions for limited credit, low income, and low asset borrowers.

Current Rates

Review our current mortgage rates.

Loan Calculator

See how much you might be able to borrow with our Loan Calculator.

Applying for a West Coast Bank Home Mortgage is Fast and Easy

Get our latest mortgage and discover how the local financial professionals at West Coast Bank provide the service, expert advice, and fast decisions you need.

Real estate credit products are subject to credit and property approval. Terms and conditions subject to change without notice. Other restrictions and limitations apply.

* Consult your tax advisor