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Credit Solutions
If you're looking for ways to help your business grow, West Coast Bank has the credit solutions you need. We offer a wide variety of financial tools - from revolving credit lines for working capital, to loans for real estate, equipment, and inventory. The business banking specialists at West Coast Bank can help you take care of your business now and in the future.
West Coast Bank Solutions
When you're running a business, challenges and opportunities can arise daily. Whatever your business needs, affordable credit solutions from West Coast Bank can help you provide it.
- West Coast Bank VISA® - An essential business tool that you carry in your wallet. Combines the convenience of a credit card for business travel and entertainment expenses, with a flexible and convenient financing tool. Enjoy competitive rates, a low annual fee, convenient ATM access, toll-free 24-hour service, worldwide acceptance anywhere you see the VISA symbol, and more!
Apply for Credit Card
Credit Card Statement - Signature Line - A revolving, unsecured credit line that provides ready access to cash you can use for various purposes - finance receivables, improve liquidity, or meet short-term cash needs - it's your choice. Convenient access via check, business checking account overdraft protection, and phone, mail, or in-person transfers. Choose between fixed or floating rate, and flexible payment options.
- Capital Credit Line - A flexible, revolving, credit line for your company's higher capital needs. Convenient access via check, business checking account overdraft protection, and phone, mail, or in-person transfers. Choose between fixed or floating rate, as well as unsecured and secured options (depending on amount). Interest only payments with a five-year balloon.
- Term Loan - A fixed rate, fully amortized loan for long-term financing needs such as new equipment or facility expansion. Secured by equipment or other business assets including accounts receivable, inventory, vehicles, or time deposits. Choose from flexible payment and amortization options.
- Real Estate Loans - A flexible solution for business real estate financing needs. Can be used to purchase, construct, refinance, or remodel owner-occupied commercial property. Choose from flexible amortization and payment terms, as well as permanent or construction/permanent options with a single closing process. Secured by owner-occupied commercial property to 80% of value.
- Equity Credit Line - Put the equity in your owner-occupied commercial property to work for your business! Use an Equity Credit Line to purchase, refinance, remodel, or for any general business purpose. Convenient access via check, business checking account overdraft protection, and phone, mail, or in-person transfers.
Account Features:
- Competitive rates
- Low fees (low annual fee for West Coast Bank VISA)
- Preferred rates with automatic payment from a West Coast Bank Account*
Loan Calculator
See how much you might be able to borrow with our Loan Calculator.
Government Guaranteed Loan Programs
West Coast Bank has earned the designation by the Small Business Administration (SBA) as a Preferred Lender. SBA's guaranteed loan programs offer loans up to $4,000,000 with no minimum loan requirements. Your loan needs for commercial real estate, business acquisition or permanent working capital can easily be financed through this desirable loan program providing you with longer terms and lower down payments. Some options offer fixed interest rates. Minority and women-owned businesses are encouraged to apply.
Applying for a West Coast Bank Business Credit Solution
Visit your nearest West Coast Bank location, or call 1-800-895-3345 today to get our latest interest rates, and discover how the local financial professionals at West Coast Bank provide the service, expert advice, and fast decisions you need.
* Not applicable to West Coast Bank VISA
Credit products subject to qualification.
